{"id":38427,"date":"2021-12-03T18:42:52","date_gmt":"2021-12-03T18:42:52","guid":{"rendered":"http:\/\/ikz.emg.mybluehost.me\/?p=38427"},"modified":"2023-05-23T02:49:26","modified_gmt":"2023-05-23T02:49:26","slug":"tratar-con-ajustadores-de-seguros-cuales-son-tus-derechos","status":"publish","type":"post","link":"https:\/\/scrantonlawfirm.com\/es\/dealing-with-insurance-adjusters-what-are-your-rights\/","title":{"rendered":"Lidiando con ajustadores de seguros: \u00bfCu\u00e1les son sus derechos?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"38427\" class=\"elementor elementor-38427\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-629f4dc9 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"629f4dc9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4102a1ef\" data-id=\"4102a1ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6024e7b1 elementor-widget elementor-widget-heading\" data-id=\"6024e7b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Lidiando con ajustadores de seguros: \u00bfCu\u00e1les son sus derechos?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3b8c34 elementor-widget elementor-widget-heading\" data-id=\"a3b8c34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">por Christian Scranton<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-675c4b5a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"675c4b5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b2c8b32 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1b2c8b32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/haz-el-examen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">tome nuestra prueba de caso gratis<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6748fdc0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6748fdc0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-746b6c33\" data-id=\"746b6c33\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e9bdd33 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"e9bdd33\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63cd6ae6\" data-id=\"63cd6ae6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73e93e18 elementor-widget elementor-widget-text-editor\" data-id=\"73e93e18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Al comunicarse con los ajustadores de seguros, es natural querer ser lo m\u00e1s \u00fatil y comunicativo posible para que lo vean como cooperativo en lugar de obstructivo. Lamentablemente, esta buena fe a menudo se usa en su contra, y si parece que la compa\u00f1\u00eda de seguros de la otra parte siempre est\u00e1 tratando de atraparlo, probablemente lo est\u00e9 haciendo. Hay una serie de\u00a0<a href=\"http:\/\/ikz.emg.mybluehost.me\/7-red-flags-when-dealing-with-insurance-adjusters\/\">t\u00e1cticas<\/a>\u00a0utilizadas por los ajustadores de seguros para tratar de atraparlo haciendo o diciendo algo que podr\u00eda socavar su propio caso, incluyendo: preguntar a sus amigos, familiares y empleador sobre su vida despu\u00e9s del accidente sin su permiso; presentarse en su casa o lugar de trabajo sin previo aviso; y tratando de disuadirlo de buscar asesoramiento legal. Todo esto deber\u00eda generar sospechas, pero puede ser muy dif\u00edcil saber cu\u00e1l es su posici\u00f3n legal mientras est\u00e1 trabajando su caso.<\/p><p>Aunque es posible que las compa\u00f1\u00edas de seguros sin escr\u00fapulos no quieran que usted conozca sus derechos, en realidad tiene m\u00e1s de lo que piensa cuando trata con el ajustador de la otra parte. Entonces, \u00bfen qu\u00e9 se le permite insistir cuando trata con el ajustador de seguros de la otra parte?<\/p><h5 role=\"heading\" data-uw-rm-heading=\"level\" aria-level=\"3\"><span class=\"data-uw-rm-autofix-hide\" style=\"color: #ffffff; background: #000000; clip: rect(1px, 1px, 1px, 1px); clip-path: inset(50%); height: 1px; width: 1px; margin: -1px; overflow: hidden; padding: 0; position: absolute;\" data-uw-rm-ignore=\"\">Encabezado vac\u00edo<\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2645fdb5\" data-id=\"2645fdb5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2392124e elementor-widget elementor-widget-video\" data-id=\"2392124e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/Z2D_z3lkggA&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25639cc0 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"25639cc0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-289fbdda\" data-id=\"289fbdda\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-53f9776b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53f9776b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-168677e6\" data-id=\"168677e6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54457ecc elementor-widget elementor-widget-heading\" data-id=\"54457ecc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sepa si tiene un caso! <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-726320f2\" data-id=\"726320f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64884d17 elementor-widget elementor-widget-heading\" data-id=\"64884d17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Es Gratis!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a97c59a elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4a97c59a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"tel:+1-800-400-8742\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Llame al 1-800-400-8742<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79aba592 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"79aba592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/haz-el-examen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Llene nuestro cuestionario de caso, es gratuito y confidencial<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a247044 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6a247044\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ed9e365\" data-id=\"2ed9e365\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31ece47e elementor-widget elementor-widget-heading\" data-id=\"31ece47e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Una carta de identificaci\u00f3n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-565997b8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"565997b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-376896e3 elementor-widget elementor-widget-text-editor\" data-id=\"376896e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Puede insistir en que el ajustador de seguros le proporcione una carta que los identifique y su pertenencia a la compa\u00f1\u00eda. La carta debe indicar claramente el n\u00famero de p\u00f3liza y cualquier n\u00famero de reclamo, as\u00ed como evidencia de que la compa\u00f1\u00eda cubri\u00f3 a la parte responsable el d\u00eda del accidente. Si no se proporciona una carta de identificaci\u00f3n o se niega a hacerlo, surge la preocupaci\u00f3n de que la persona no sea en realidad un representante directo del proveedor de seguros o que la compa\u00f1\u00eda est\u00e9 demasiado desorganizada para proporcionar la documentaci\u00f3n adecuada en el momento adecuado.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ec18b9e elementor-widget elementor-widget-heading\" data-id=\"3ec18b9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Una cita\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44f7eef1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"44f7eef1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6222e68d elementor-widget elementor-widget-text-editor\" data-id=\"6222e68d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Incluso si no pagar\u00e1 honorarios legales a menos que gane su caso, a\u00fan desea obtener un buen trato en su representaci\u00f3n legal. Por lo tanto, es tentador buscar empresas que ofrezcan tarifas m\u00e1s bajas y precios m\u00e1s baratos por sus servicios. Lamentablemente, las tarifas con descuento pueden ser muy enga\u00f1osas y pueden compensarse con atajos. La falta de atenci\u00f3n a los detalles podr\u00eda resultar en que su reclamo final sea m\u00e1s bajo, por lo que podr\u00eda terminar con menos honorarios legales posteriores a los que tendr\u00eda si optara por un bufete de abogados m\u00e1s experimentado, aunque m\u00e1s costoso.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e176c4 elementor-widget elementor-widget-heading\" data-id=\"7e176c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Consejo legal\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6afa75 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6afa75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a85c239 elementor-widget elementor-widget-text-editor\" data-id=\"a85c239\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tiene derecho a acceder a asesoramiento legal y consultar a un abogado de lesiones personales en cualquier momento durante las investigaciones del seguro. Si la compa\u00f1\u00eda de seguros se niega a pagarle algo o le ofrecen una cantidad m\u00ednima, puede comunicarse con un abogado y analizar la oferta antes de aceptarla. Recuerde que la opini\u00f3n del ajustador de seguros no es necesariamente final: tiene derecho a solicitar por escrito las razones del ajustador para negarse a compensarlo y puede llevar esta informaci\u00f3n a su abogado para obtener m\u00e1s informaci\u00f3n desde una perspectiva legal. Incluso si el ajustador piensa que su caso no vale nada, un abogado de lesiones personales a\u00fan puede lograr un acuerdo en su nombre para que no se quede sin dinero despu\u00e9s de su accidente. No permita que el ajustador de seguros lo presione para que firme su aceptaci\u00f3n de una oferta sin buscar primero asesoramiento legal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61538ed4 elementor-widget elementor-widget-heading\" data-id=\"61538ed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Negativa para firmar un formulario de consentimiento\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f819ab6 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4f819ab6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a168630 elementor-widget elementor-widget-text-editor\" data-id=\"7a168630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tiene derecho a negarse a firmar una \u201cautorizaci\u00f3n\u201d que permita al ajustador obtener sus registros m\u00e9dicos y de empleo. Est\u00e1 obligado a proporcionar pruebas de la naturaleza y el alcance de los da\u00f1os causados por el accidente, pero puede obtener estos documentos usted mismo y entreg\u00e1rselos a la compa\u00f1\u00eda de seguros. Es importante tener en cuenta que existe una diferencia clave entre informes y registros: si solicita informes m\u00e9dicos e informes laborales (si desea agregar la p\u00e9rdida de ingresos a su caso), la informaci\u00f3n se limita a lo que es relevante para su caso. Sin embargo, firmar el acceso a sus registros otorgar\u00e1 al ajustador de seguros acceso total a todos sus registros m\u00e9dicos y laborales pasados y futuros, ya sea que sean relevantes para su caso o no. Ninguna compa\u00f1\u00eda de seguros necesita este nivel de acceso a su informaci\u00f3n privada y existe el riesgo de que se utilice indebidamente informaci\u00f3n irrelevante.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69140a6d elementor-widget elementor-widget-heading\" data-id=\"69140a6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Negativa para ser examinado por un \"m\u00e9dico de compa\u00f1\u00eda\"\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e60ea1c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6e60ea1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-602f0450 elementor-widget elementor-widget-text-editor\" data-id=\"602f0450\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tiene derecho a negarse a ser examinado por un \"m\u00e9dico de la compa\u00f1\u00eda\", incluso si el ajustador de seguros lo solicita. Existe el riesgo de que el m\u00e9dico de la empresa elegido por el ajustador pueda emitir un juicio sesgado a favor de la otra parte, por lo que generalmente recomendamos rechazar esta solicitud por completo. Si la compa\u00f1\u00eda de seguros insiste y se niega a avanzar con su caso hasta que usted lo haya hecho, busque asesoramiento legal lo antes posible. Esto indica que esperan que los hallazgos de su m\u00e9dico contradigan los informes de sus propios proveedores, y luego pueden usar su evaluaci\u00f3n m\u00e9dica de manera enga\u00f1osa. Por ejemplo, si lo examinan meses despu\u00e9s del accidente, su m\u00e9dico puede afirmar que sus lesiones no pueden haber sido tan graves en funci\u00f3n de su condici\u00f3n actual, a pesar de que requiri\u00f3 cirug\u00eda y mucha fisioterapia para ayudar a su recuperaci\u00f3n.<\/p><p>Aunque puede parecer que est\u00e1 obligado a hacer lo que diga el ajustador de seguros, a menudo este no es el caso. Sin embargo, vale la pena se\u00f1alar que, de hecho, puede verse obligado a cooperar con las solicitudes de su propio ajustador de seguros. La gran mayor\u00eda de las p\u00f3lizas de seguro tienen \"cl\u00e1usulas de cooperaci\u00f3n\" incorporadas que lo obligan a cooperar con sus propios ajustadores de seguros, lo que significa que puede incumplir su propio contrato de p\u00f3liza si se niega a seguir sus instrucciones. Como con la mayor\u00eda de los asuntos legales, es mejor consultar a un abogado si no est\u00e1 seguro en alg\u00fan momento.<\/p><p>Nuestros\u00a0<a href=\"http:\/\/ikz.emg.mybluehost.me\/lawyers\/\">equipo de abogados<\/a>\u00a0en Scranton Law tiene una amplia experiencia en el trato con compa\u00f1\u00edas de seguros en casos de lesiones personales. Estamos m\u00e1s que familiarizados con las t\u00e1cticas utilizadas por los ajustadores de seguros para que se sienta inseguro y preocupado por no cooperar. Si alguna vez tiene alguna inquietud al comunicarse con la compa\u00f1\u00eda de seguros que representa a la otra parte o con su propia compa\u00f1\u00eda de seguros, puede comunicarse con nosotros para obtener asesoramiento gratuito y sin compromiso. Incluso le ofrecemos una revisi\u00f3n gratuita de su caso para que pueda determinar por s\u00ed mismo si la compa\u00f1\u00eda de seguros est\u00e1 tomando su caso en serio. Despu\u00e9s de todo, el conocimiento es poder.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b893e1 elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"7b893e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tFacebook\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_twitter\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-twitter\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_pinterest\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Pinterest\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-pinterest\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tPinterest\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_reddit\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Reddit\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-reddit\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tReddit\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_tumblr\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Tumblr\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-tumblr\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTumblr\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en LinkedIn\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_digg\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en Digg\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-digg\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tDigg\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_xing\" role=\"button\" tabindex=\"0\" aria-label=\"Compartir en xing\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-xing\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tXING\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c8ad2b2 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2c8ad2b2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-724cf650\" data-id=\"724cf650\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5bdbecf5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5bdbecf5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-64977d9f\" data-id=\"64977d9f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61e2b875 elementor-widget elementor-widget-heading\" data-id=\"61e2b875\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Revisi\u00f3n Gratuita de Caso<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72461d4e elementor-widget elementor-widget-html\" data-id=\"72461d4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe \n          src=\"https:\/\/api.leadconnectorhq.com\/widget\/form\/NFzzAk1K6tOr8dGJOIhx\" \n          style=\"width:100%;height:100%;border:none;border-radius:0px\"\n          id=\"inline-NFzzAk1K6tOr8dGJOIhx\" \n        data-layout=\"{'id':'INLINE'}\"\n        data-trigger-type=\"alwaysShow\"\n        data-trigger-value=\"\"\n        data-activation-type=\"alwaysActivated\"\n        data-activation-value=\"\"\n        data-deactivation-type=\"neverDeactivate\"\n        data-deactivation-value=\"\"\n        data-form-name=\"General pages footer\"\n        data-height=\"884\"\n        data-layout-iframe-id=\"inline-NFzzAk1K6tOr8dGJOIhx\"\n        data-form-id=\"NFzzAk1K6tOr8dGJOIhx\"\n      >\n        <\/iframe>\n        <script src=\"https:\/\/link.msgsndr.com\/js\/form_embed.js\"><\/script>\n      \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-3aa3be30\" data-id=\"3aa3be30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19002871 elementor-widget elementor-widget-heading\" data-id=\"19002871\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Visita Nuestra Oficina Principal <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53cacde6 elementor-widget elementor-widget-google_maps\" data-id=\"53cacde6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe 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